Lonvest Review – A Personal Experience

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Lonvest Crowdlending Marketplace

Founded in 2023, it is a relatively new crowdlending marketplace. I have been investing since August 2023, and so far, everything has been running smoothly.

Initially, I started with a small investment and keep on monitoring Trustpilot reviews and payment delays. As I have not discovered any late loans, I now have increased my investments.

Table of contents

Security

  • License: No.
  • Trustpilot score: 4.1 (July 2025) (very few reviews)
  • Buyback guarantee: Yes – and additional a group guarantee
  • Diversity: Very limited: Only Mexico is available at the moment
  • Late loans: I haven’t experienced late loans
  • Defaulted loans: I haven’t experienced any
  • Withdrawal: few days
  • Deposit: few days
  • E-book: Lonvest has published a free e-book about p2p risk management. This signals, that they take security serious

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Loans

  • Interest: 9%
  • Loan types: only consumer loans from one country at the moment.
  • Loan term: 1-12 month
  • Available loans: I have experienced instant investment after deposit
  • Minimum investment: 10€
  • Secondary market: No, but you can cancel your investment and retrieve the principal
  • Autoinvest: Yes: Scroll down to “my investments” in your dashboard and check whether Reinvest=Yes and Status=active

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Tax

  • Home country: Croatia
  • Tax will not be deducted; it’s your responsibility to declare your earnings to your home country’s tax authority

My advise

  • I have a positive impression of Lonvest, but I consider it somewhat risky due to its newness, lack of a license, and limited diversification . On the positive side they are located in Croatia, which is an alternative to the many Baltic marketplaces (and yet another way to diversity). I recommend starting with a small investment and observing how it performs. After a year or so, you can decide to increase or stop your investment

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Verdict for Lonvest

Pros

  • Instant invest and reinvest
  • The option to sell back your loans

Cons

  • Lack of a license
  • New marketplace
  • Limited diversity

Bonus

None available at the moment.

Visit the Lonvest crowdlending marketplace (affiliate link)

Get Lonvest’s free e-book about p2p risk management

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Read more:

Overview of Crowdlending Marketplaces

Is crowdlending safe?